VA Loans
Private loans guaranteed in part by the VA. Available to nearly all veterans. Those who qualify may purchase a new or existing home with 100% financing, or may refinance a current loan into a lower-rate at low cost.
VA Loans
VA loans are offered by private lenders and are backed by the Department of Veterans Affairs (the VA). These loans are designed to help service members and veterans achieve homeownership with very reasonable terms.
VA Loan Benefits
- very low or even NO down payment options
- no monthly mortgage insurance
- offers financing of VA funding fee
- up to 4% seller contribution to buyer’s closing costs
- gifted down payment permitted
- allows for limited income and light credit history
- low interest rates
- 100% financing available
If you are a retired veteran, active duty military, National Guard, or a reservist interested in buying or refinancing a home, contact Loan Allies today!
VA Streamlines
Streamline Refinancing allows you to lower your existing interest rate and monthly payment on your current VA loan. You don’t have to fully requalify for the new loan like you would for a brand new loan or refinance. VA Streamline Refinancing loans are simple and quick and are ideal for those who would like to lower their monthly payments without going through a complicated loan refinancing process.
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