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Foreign National Programs

Don’t live in the U.S? Not a U.S citizen or permanent resident and would like to buy a home? We have the mortgage program for you to help you achieve owning a home in the U.S.

Foreign National Programs

Loan Allies is proud to make purchasing a home easier for non-U.S. citizens who live in the U.S.A. Our foreign nationals program offers professional assistance through the entire process. Our clients never have to do anything on their own.

Foreign National Loan Program includes:

  • Borrow up to $650,000 per property
  • Fixed rate terms (10, 15, 20, 25 & 30)
  • Adjustable rates (5/1, 7/1, 10/1)
  • New home loans and refinance
  • Debt-to-income ratios are 35%/45% (“Assets for income” option)
  • No pre-payment penalties
  • Up to 65% loan-to-value financing
  • Eligible properties include single-family homes, condos and townhouses
  • Second homes okay
  • Manually underwritten loans
  • Self-employed okay
  • Competitive interest rates

 

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